Secure banking - even on insecure systems
We specialise in security and the hardening of banking and communication processes. CORONIC is a market leader in Trojan protection and the prevention of phishing attacks against the computers of German banks’ private clients.
ID-App
“Who am I?” That is the question! Philosophers could hardly answer it – but now there is an answer in the case of online payment transactions: legal regulations such as the Payment Service Directive 2 (PSD2) have set forth what biometric characteristics are and who can use them, in order to do online banking, for instance. One can be authenticated through facial recognition, voice recognition, a fingerprint, a proven piece of hardware or even with a password or PIN. Unfortunately, banks and financial service providers have their own ideas as to how these biometric characteristics should be applied to their online transactions. With the CORONIC ID App, everything is easier: traditional processes such as the use of PINs, TANs, passwords, cards and signatures can be integrated, as well as push messages or real biometric authentication characteristics. An ID app as universal proof of identity for all payment processes and logins – everywhere, anytime.
AUT – Banking without PINS or TANs
Your own fingerprints, face, or the sound of your voice have always been characteristics of your unique identity. Thanks to AUT (CORONIC Authentication Technology), these biometric characteristics can be used for banking – in a browser, app or PC client. The biometric criteria will only be processed indirectly. They do not leave the end client's smartphone and can therefore be used for authentication and authorization processes in line with BaFin and PSD2.
BOT - Alexa, bank balance please!
Chatbots and messenger providers using artificial intelligence are all the rage nowadays. With the new BOT technology, CORONIC offers true online banking via voice recognition – whether it is for Amazon Alexa, the banking client or the banking app. Connection to FinTS, XS2A or the bank's backend. Server and AI in Germany.
SIGN - Push & TAN services
Secure transaction authentication for smartphones and desktops - no special hardware required. SIGN supports internet TANs via push and cloud services, immediate authorisations without TANs, automatic migration of the app data onto new mobiles and authentication on smart devices. All these options for online banking and online payment transactions with credit cards, for instance.
CSF - Security Framework
The CORONIC Security Framework (CSF) protects applications and other software running on insecure IT systems. CSF hardens your software, making it resistant to hackers and Trojans. This shields your business transactions from attacks – even when working in insecure environments.
PROTECT - Hardened browser
Thanks to the PROTECT Browser, you can work on any PC or mobile device both easily and securely - even if the system is already vulnerable. Malware and hackers don't stand a chance. Banking transactions and payments remain secure.
VISOR - Online Computercheck
The VISOR Computercheck automatically identifies security flaws on the computer and in the browser and helps clients resolve the issues. VISOR is a form of online PC and smartphone MOT for people with little technological knowledge.
How does VR-Protect work?
The task of a browser is to open up every single webpage and play every video. That is why a browser is the exact opposite of a safe software program – because it opens up everything! A modern security concept must therefore be based on the browser itself. If a Trojan attack on the browser is prevented, then all online transactions are protected from manipulation.
“This is VR-Protect”
VR-Bankengruppe promotional video
SIGN - Push & TAN services
Secure transaction authentication for smartphones and desktops – no special hardware required. SIGN supports internet TANs via push and cloud services, immediate authorisations without TANs, automatic migration of the app data onto new mobiles and authentication on smart devices. All these options for online banking and online payment transactions with credit cards, for instance.
CORONIC in the media
“Coronic develops hardened messenger services with real intelligence capabilities for banks. This is how this business from Kiel can beat its US competitors.”
Kieler Nachrichten
Article published on 17 October 2017
PROTECT Browser
Can one perform a secure online banking transaction on a computer or tablet that has been infected by a Trojan? Can secure SSL communication be established even if Windows’ wininet.ddl has been hacked? How can mobile apps be hardened after their installation in order to make them extra secure? Thanks to PROTECT products, you can work on any PC or mobile device both easily and securely – even if the operating system is already vulnerable.
Alexa, bank balance please!
Chatbots and messenger providers using artificial intelligence are all the rage nowadays. With the new BOT technology, CORONIC offers true online banking via voice recognition – whether it is for Amazon Alexa, the banking client or the banking app. The data centre is connected to the FinTS or the bank backend. Soon, Access to Account (XS2A) services will also be provided. All servers processing client or bank account data are located in Germany, or, upon request, at the bank’s data centre.
